Nick Davies and Crystal D’Souza

Nick Davies joined Markel in April 2018 bringing over 20 years’ experience in the Financial Service sector, 18 years in Trade Credit with particular emphasis on credit analysis, technical underwriting, and commercial relationship development.  He has enjoyed a multi levelled career in both Trade Credit Insurance and Re-insurance with a robust background in financial analysis, commercial engagement, business planning and implementation of business strategy. He currently holds the role of Head of Trade Credit Asia based out of Singapore.

Crystal D’Souza is a Senior Underwriter and the Head of Trade Credit for the MENA region. In her role, she oversees the trade credit business for Markel in this region. With over a decade of experience in risk and commercial underwriting across the financial services and healthcare sectors, Crystal brings a wealth of expertise to her position. She holds an MBA in Business Strategy, is a Certified International Credit Professional (CICP) from the Finance, Credit & International Business Association (FCIB), and a Certified Credit Risk Specialist from the London School of Business and Finance, London. Before joining Markel, Crystal worked at Novartis Pharmaceuticals in Dubai and J.P. Morgan in Mumbai, India.