China Taiping Insurance Singapore targets the super-rich in new product

'Infinite Harvest' guarantees 100% capital from the 10th policy anniversary.

China Taiping Insurance Singapore has unveiled 'Infinite Harvest,' the first in a series from its Infinite product line that is designed to create lifetime income for the super rich.

With a one-time premium commitment, users can unlock a lifetime of monthly income, from the fifth policy anniversary onwards. The monthly income adds up to 4.27% of single premium, of which 1.77% is guaranteed and 2.5% is non-guaranteed.

Even with no medical information, users have a guaranteed cash value of 80% in a single premium to provide immediate liquidity whenever the need arises. Moreover, from the 10th policy anniversary, capital is fully guaranteed.

"Infinite Harvest is specially crafted to create a gift of love for your child or to generate a passive income for yourself," the insurer said in a statement.

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